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Here’s how it works…
(1) Register your credit or debit card(s) in minutes. It’s 100% secure* (bank level security technology is used), anonymous (Offermatic does not collect your name, address or account numbers) & free.

(2) Based on your purchase history, you’ll receive exclusive money saving offers No clipping coupons or entering codes. The rebates/offers are applied directly to your card. If you sign up for Offermatic through this link [http://www.offermatic.com/refer/27529], you will automatically receive a rebate offer for $15 off your purchase of $30 or more at Target.com or Amazon.com (you will receive an email with instructions on how to snag this rebate after you register). In addition to this initial rebate offer, you'll receive an offer for 2 Fandango tickets ($12 value) for only $6 each immediately after registering with Offermatic. Keep in mind that individual offers will vary and are based on purchase history. You're recent purchase history will be scanned and offers will be based on prior purchases made on cards you register.


(3) In addition to great offers, you’ll earn points automatically .

* I am sure that quite a few of you are skeptical to sign up for Offermatic as you may be hesitant to provide your banking information. Please keep in mind that Offermatic uses Yodlee to process your financial data…Yodlee is the back-end service responsible for Mint.com’s data security. Yodlee has never experienced a data breach or security lapse. Their continued security and best-practices have given Mint’s four million customers piece of mind that their information is safe and secure.

I'm not sure how to post the link, so you'll have to copy and paste it to your browse. Yes, this is my referral link.

http://www.offermatic.com/refer/27529

Boy o boy, it sure would be nice to be able to use the amount I put towards debt each month for today and the future instead of the past. The good news is I was able to reduce the principal amount of our debt by over $2,600 last month. I also sent some to my IRA.

I haven't updated my savings yet but hopefully will do it this weekend.

For the first time in seven years, I will actually receive a federal income tax refund. In the past, any refund has been taken to pay off my husband's past due child support which has finally been paid off. I did file as Injured Spouse one year, but decided it better, and much easier, just to put any refund towards the debt.

I wasn't able to pay off Student Loan #1 in full in January because our tenant didn't pay her rent in full for the month. Ugh, being a landlord stinks. The loan will be paid off in February. Yea, one less thing to worry about.

Only big expense for February should be a camera and party for my son who is turning 18. Other than that, minimalism is the key for now.